Vaunt1. Who provides Vaunt
Vaunt is made and provided by one independent developer based in Singapore. It is not made by a company, a bank or any other financial institution, and the developer is not licensed or regulated as a financial adviser. In these terms, "Vaunt" and "the developer" mean that individual.
2. Acknowledgement
This agreement is between you and Vaunt, and not with Apple. Vaunt alone is responsible for Vaunt and for its contents. These terms are not inconsistent with the Apple Media Services Terms and Conditions in force when you obtain the app, and if any term here conflicts with those Apple terms, the Apple terms prevail.
3. Scope of the licence
You are granted a licence to use Vaunt that is personal to you and that you may not transfer to anyone else. You may use it on any Apple branded product that you own or control, as permitted by the Usage Rules set out in the Apple Media Services Terms and Conditions. Family Sharing and volume purchasing allow other accounts associated with you to use the app as those Apple programmes describe.
Except as this licence and those Usage Rules allow, you may not copy, rent, lease, lend, sell, redistribute or sublicense the app, nor decompile, reverse engineer or otherwise attempt to derive its source code, unless the law grants you that right despite this restriction.
4. Maintenance and support
Vaunt is solely responsible for any maintenance and support for Vaunt, whether offered in these terms or required by law. You and Vaunt acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services for Vaunt.
5. Warranty
Vaunt is solely responsible for any product warranties, whether expressed or implied by law, to the extent they have not effectively been disclaimed.
If Vaunt fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price of the app to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to Vaunt. Any other claims, losses, liabilities, damages, costs or expenses attributable to a failure to conform to any warranty are the sole responsibility of Vaunt.
6. What Vaunt is, and is not
Vaunt records and displays the figures you enter. It is a tool for keeping your own records. It does not provide financial, investment, tax or legal advice, and nothing it shows, including budgets, suggested splits, health scores, projections and goal dates, is advice or a recommendation. Your financial decisions are your own.
Exchange rates come from the outside provider named in the privacy policy. They may be delayed, incomplete or wrong, and must not be relied upon for any decision. Investment prices are the ones you enter, and are only as current as your last entry. Totals are only as accurate as the records they are built from. Check anything that matters against your bank, your broker or the statement itself.
7. Limitation of liability
Vaunt is provided as is and as available. To the fullest extent the law allows, the developer is not liable for any loss or damage arising from your use of Vaunt or from relying on anything it shows. That includes financial loss, lost savings or investment returns, missed or late payments, fees, charges or penalties, lost or corrupted data, and any indirect or consequential loss.
Where liability cannot be excluded but can be limited, the developer's total liability to you is limited to the amount you paid for Vaunt Pro in the twelve months before the claim, or ten Singapore Dollars if you paid nothing.
Nothing in these terms excludes or limits liability for death or personal injury caused by negligence, for fraud, or for anything else that cannot be excluded or limited under the law of Singapore. Nothing in them affects your statutory rights as a consumer.
8. Your records are yours to keep
You are responsible for what you enter and for keeping your own copies. Vaunt holds your records on your device only. If the device is lost, reset, or the app deleted, records that exist nowhere else go with it. The backup feature in Settings exists for exactly this reason, and it is worth using.
9. Vaunt Pro
Vaunt Pro is sold through the App Store, either as a yearly subscription or as a single lifetime purchase. Payment is charged to your Apple Account when you confirm the purchase.
The yearly subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period, and your account is charged for the renewal within the 24 hours before that period ends. You can manage or cancel it in your Apple Account settings. If a free trial is offered, any unused part of it ends when you buy a subscription.
Features included in Pro may change as Vaunt changes. A feature that was free when you first installed Vaunt stays free for you if it later becomes part of Pro. If Pro lapses, nothing you have entered is deleted.
10. Refunds
Purchases of Vaunt Pro are made through and billed by Apple. The developer never sees your payment and cannot issue refunds directly. To ask for a refund, go to reportaproblem.apple.com or contact Apple Support. Apple decides refund requests under its own policies.
Cancelling a yearly subscription stops the next renewal. It does not refund the current period, which stays active until it ends. If a refund is granted, Pro features lock again, and nothing you entered is deleted.
11. Product claims
Vaunt, and not Apple, is responsible for addressing any claim by you or any third party relating to Vaunt or to your possession and use of it. That includes any claim that Vaunt fails to meet a legal or regulatory requirement, any claim arising under product liability law, and any claim arising under consumer protection, privacy or similar legislation.
12. Intellectual property rights
If any third party claims that Vaunt, or your possession and use of it, infringes that party's intellectual property rights, Vaunt, and not Apple, is solely responsible for the investigation, defence, settlement and discharge of that claim.
13. Legal compliance
You represent and warrant that you are not located in a country subject to a United States Government embargo, or one that the United States Government has designated as supporting terrorism, and that you are not listed on any United States Government list of prohibited or restricted parties.
14. Third party terms
You must comply with any applicable terms of a third party when you use Vaunt, including the terms of your mobile data plan.
15. Third party beneficiary
You and Vaunt acknowledge and agree that Apple, and Apple's subsidiaries, are third party beneficiaries of these terms, and that upon your acceptance of these terms Apple will have the right, and is deemed to have accepted the right, to enforce these terms against you as a third party beneficiary of them.
16. Changes to these terms
The developer may update these terms. The new version appears in the app and on Vaunt's website with a new effective date. Continuing to use Vaunt after that date means you accept the updated terms. Anything you have already paid for keeps working as described when you bought it.
17. Governing law
These terms are governed by the laws of Singapore, disregarding its conflict of laws rules, and the courts of Singapore have jurisdiction, except where the law of your country of residence gives you the right to bring a claim where you live.
18. Contact
Questions, complaints and claims about Vaunt should be sent to:
Support: vaunt.support@gmail.com