Vaunt1. Who this policy covers
This policy applies to the Vaunt app for iPhone and iPad and to Vaunt's website. Vaunt is made and run by one independent developer based in Singapore, who is responsible for this policy and is the contact for any question about personal data, as required by Singapore's Personal Data Protection Act 2012. Apple distributes the app but is not responsible for it.
2. What Vaunt stores, and where
Everything you enter is written to the app's own storage on your device. That includes your accounts and balances, transactions, categories, budgets, goals, bills, insurance policies, investment holdings, CPF records, net worth history, payday allocations and recurring income, together with your settings such as your pay cycle day and base currency.
This storage belongs to the app and is protected by iOS. It is included in a backup of your device if you choose to back your device up to Apple or to a computer, and Apple's terms govern that copy.
3. What the developer collects
Nothing through the app.
Vaunt has no accounts, no sign in, no analytics, no crash reporting, no advertising and no tracking. It contains no third party analytics tools, no advertising networks and no third party software kits of any kind. The developer receives no information about you, about your records, or about how you use the app. There is no server that holds any of it.
If you buy Vaunt Pro, Apple processes the payment through the App Store under Apple's own privacy policy. Vaunt checks with Apple, on your device, whether a purchase exists. The developer never receives your name, your payment details, or anything else about the purchase beyond Apple's anonymous sales totals.
If you email for support, the developer receives your email address and whatever you choose to write, and uses them only to reply to you. That correspondence is kept only as long as it is needed to help you, and you can ask for it to be deleted at any time.
4. Requests Vaunt makes to the internet
Exchange rates. On launch, Vaunt checks whether its cached rates are current. It asks Exchange Rate API for rates against the Singapore Dollar when the cache is stale, normally no more than once a day, even if your base currency is Singapore Dollars. You can also refresh rates yourself. The request asks only for rates. It sends no amount, account, transaction or other record you entered. Rates by Exchange Rate API.
Investment prices are not fetched. No ticker symbol you enter leaves your device. Prices in the app are the ones you type in, and the app says beside them when each was last entered.
Vaunt Pro. iOS checks with Apple whether you have bought Vaunt Pro, as described in section 3. That check is between your device and Apple.
Vaunt never uploads your transactions, balances, statements or backup files. You choose where exported files go and whether to email support.
Like any internet request, these carry the network information your device sends by default, such as your IP address. Each provider handles that under its own privacy policy. The developer does not control those providers and receives nothing back from them about you.
5. Sharing with anyone else
The developer does not receive your financial records. The exchange-rate provider and Apple receive only the requests described in sections 3 and 4; an email you choose to send goes to the support mailbox.
Should Vaunt ever pass user data to a third party, that party will be required to protect it to the standard set out in this policy and required by Apple's guidelines, and this policy will name the party and describe the data before that version of the app is released.
6. Permissions Vaunt may ask for
Face ID or Touch ID. Used only to unlock the app. iOS performs the check and tells the app yes or no. Vaunt never sees any biometric information.
Notifications. Used for reminders you switch on, such as a bill falling due or a budget going over. They are created and delivered on your device. Nothing passes through a push server.
Files. When you restore a backup, you pick the file and iOS hands it to the app, which reads it on your device. When you export a PDF or a backup, you choose where it is saved.
Any of these can be refused or withdrawn at any time in the iOS Settings app. Vaunt keeps working without them, minus the feature concerned.
7. Keeping and deleting your data
Your records stay on your device until you remove them. Any single record can be deleted inside the app. Deleting the app from your device removes the app's storage along with it, which erases everything at once.
Because the developer never receives your records, there is nothing held elsewhere to retain, and no deletion request for you to make about them. The only exception is an email you choose to send, covered in sections 3 and 10. Any backup file or PDF you exported is a copy you control, and deleting the app does not remove it.
8. Withdrawing your consent
Turn off notifications and Face ID for Vaunt in the iOS Settings app to stop those features. There is no in-app switch for the daily exchange-rate check; it sends no financial records. iOS also checks your Vaunt Pro purchase with Apple. You can ask to have a support email deleted as described in section 10.
9. Vaunt's website
Vaunt's own website code sets no cookies, uses no browser storage, and runs no analytics, advertising or tracking. Its fonts and assets are served with the site, and it has no forms.
Netlify may add a Powered by Netlify badge in an isolated frame. According to Netlify, the badge makes no network requests and uses no analytics or cookies. If you choose Hide this badge, it stores that display preference in your browser's local storage for this site; it is not a financial record or a tracking identifier. Clearing this site's browser data removes the preference. The badge may be disabled in the site's hosting configuration.
The website is hosted by Netlify. Like any web server, Netlify's servers receive your IP address and browser details when you visit, and may keep them in logs under Netlify's own privacy policy. The developer does not use those logs to identify or follow anyone.
10. Your rights
You can ask what personal data the developer holds about you, which in practice is only any email you have sent, and ask for it to be corrected or deleted. Write to the address in section 13 and you will get a reply within 30 days.
11. Children
Vaunt is a personal finance tool meant for adults. It is not directed at children, and it collects nothing from anyone of any age.
12. Changes to this policy
A changed policy appears in the app and on Vaunt's website with a new effective date, and the copy published with the App Store listing is updated to match. If the app ever begins collecting data, this policy will say so before that version is released.
13. Contact
Support and data protection: vaunt.support@gmail.com